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How the SIMRP Program Creates Value

Organization Tax Savings

Plan Funded by Savings

Organization Tax Savings

The program is funded through payroll tax savings created under IRS guidelines, not added employer out of pocket benefit costs.

Increased Take Home Pay

Plan Funded by Savings

Organization Tax Savings

Participating employees can access valuable wellness resources through a structure designed to improve take home pay.

Plan Funded by Savings

Plan Funded by Savings

Plan Funded by Savings

The program is funded through approved tax savings created by participation, not added employer out of pocket benefit costs.

No Added Cost Increase

Plan Funded by Savings

Plan Funded by Savings

Employers can strengthen their benefits package while creating financial efficiency for the organization.

See how this could work for your organization

Schedule a call

Support Employees. Create Savings.

What Is a SIMRP?

A SIMRP, or Self-Insured Medical Reimbursement Plan, is a wellness focused benefit program designed to give employees access to valuable health and wellbeing resources with no copays

Payroll Tax Savings

When structured correctly for a qualified employer, a SIMRP creates payroll tax savings for the organization and participating employees. Those savings help reduce payroll tax liability, improve the employer’s bottom line, and fund wellness-focused benefits.


The program gives employees access to a broad range of resources that include telemedicine, prescription support, preventative care tools, mental health resources, wellness programs, and other services designed to support healthier living.

Who Benefits?

For employers, a SIMRP creates payroll tax savings while helping improve retention, support employee wellness, and build a healthier, more productive workforce.

Is Your Organization Eligible?

Three simple eligibility requirements.

  1. Employees must be W-2
  2. Employees must be full time or equivalent 
  3. Employees must have compliant health insurance

Wellness Benefits will review your eligibility and walk you through the next steps during a brief consultation.

Getting Started Is Simple

Estimate Savings

Estimate Savings

Estimate Savings


We identify how payroll tax savings can create financial value for your organization.

Implementation

Estimate Savings

Estimate Savings


We coordinate setup, employee communication, and enrollment so your team knows what happens next.

Ongoing Support

Estimate Savings

Ongoing Support


We remain available for questions, updates, and continued support.

What Employers Want to Know

How is the plan funded?

Does this replace current health insurance?

Does this replace current health insurance?

The program is funded through payroll tax savings created by participation. This allows qualified employers to offer valuable wellness resources without adding another benefit expense.

Does this replace current health insurance?

Does this replace current health insurance?

Does this replace current health insurance?

No. A SIMRP does not replace existing health insurance. It is a wellness plan that works alongside compliant coverage and adds wellness focused resources for eligible employees. This is not health insurance.

What does the employer save?

Does this replace current health insurance?

Is implementation complicated?

Qualified employers reduce payroll tax liability when eligible employees participate. Those savings create financial value for the organization and help fund the program.

Is implementation complicated?

Does this replace current health insurance?

Is implementation complicated?

No. The process is designed to be simple. Wellness Benefits coordinates setup, employee communication, enrollment, and ongoing support.

How Wellness Benefits Works for Employers

Watch this quick overview to see how the SIMRP program works and how Wellness Benefits helps organizations understand eligibility, savings, and next steps.

Ready to explore what’s possible?

CHECK ELIGIBILITY

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